Hiring maids in SG is a big responsibility. For many families, a domestic helper makes daily life easier especially for working parents and those caring for elderly family members. But employing a maid is not just about salary. There are strict rules, legal duties and costs that every employer must understand.

In 2026, these rules remain firms and employers are expected to follow them closely. This guide explains everything you need to know about maids in Singapore, including laws, costs and employer responsibilities in a clear and simple way.

Understanding Maid Employment in Singapore

In SG, maids are officially called Foreign Domestic Workers or FDWs. They are regulated by the Ministry of Manpower also known as MOM. According to the Ministry of Manpower all FDWs must hold a valid Work Permit and employers are fully responsible for their welfare, safety and legal employment.

Hiring domestic helpers in Singapore without following MOM rules can lead to heavy fines, loss of hiring privileges or even jail time. That is why understanding the system is important before bringing a helper into your home.

Work Permit Rules for Maids in 2026

Every maid in SG must have a Work Permit issued by MOM. This rule applies whether the helper is new, transferred or experienced.

As of MOM guidelines the Work Permit for a Foreign Domestic Worker usually lasts up to two years and must be renewed before it expires. Employers must apply for the permit and ensure all documents are correct. The official Work Permit application fee is S$35, and the issuance fee is another S$35, as stated by the Ministry of Manpower.

Employers must also attend the Employer Orientation Program if they are hiring a maid for the first time. This program teaches basic responsibilities and legal duties. MOM confirms that this program is mandatory and helps reduce disputes and misunderstandings.

Who Can Hire a Maid in Singapore

Not everyone can hire a domestic helper. MOM has set clear eligibility rules. Employers must be at least 21 years old and financially able to support a helper. This includes paying salary, levy, insurance and daily living costs.

Employers must also provide suitable accommodation. According to MOM maids must have safe and acceptable living conditions including a place to sleep with proper ventilation and privacy.

Salary Expectations for Maids in Singapore

There is no fixed minimum wage for maids in Singapore set by MOM. However, salaries are guided by market rates and agreements with source countries.

Based on data shared by licensed maid agencies and salary guides, typical monthly salaries are as follows. Filipino helpers usually earn around S$600 to S$700 per month due to higher English proficiency and experience. Indonesian helpers often earn between S$550 and S$650. Myanmar and Sri Lankan helpers may earn between S$500 and S$600.

Salary must be paid on time and in full. The Ministry of Manpower states that failure to pay salary properly is a serious offense and can lead to penalties or hiring bans.

Monthly Levy Costs Employers Must Pay

The maid levy is a monthly fee paid to the Singapore government. According to MOM, the standard levy is S$300 per month for most employers.

Some families qualify for a concessionary levy of S$60 per month. This applies to households with young children, elderly family members aged 67 and above or persons with disabilities. MOM manages and approves levy concessions and employers must meet eligibility conditions.

The levy is paid monthly and continues for as long as the maid is employed in Singapore.

Insurance and Security Bond Requirements

Employers must buy mandatory insurance for their maid. This includes medical insurance and personal accident insurance. According to NTUC Income and MOM guidelines, medical insurance must cover at least S$60,000 per year for hospitalization and surgery.

Personal accident insurance must cover a minimum of S$60,000, including compensation for permanent disability or death. These policies protect both the helper and the employer.

In addition, a S$5,000 security bond is required for most non Malaysian helpers. This bond ensures the employer follows employment rules. Insurance companies usually provide a bond guarantee instead of a cash deposit.

Settling In Programme and Training Rules

First time maids in Singapore must attend the Settling In Programme also called SIP. According to MOM approved training providers, the fee is about S$76.40. This program teaches safety, local laws and how to adapt to life in Singapore.

Employers must ensure their helper attends and completes this program before starting work. This rule helps reduce accidents and misunderstandings at home.

Agency and Placement Fees Explained

Most employers hire maids through licensed maid agencies and agency fees typically range from S$1,000 to S$3,000 depending on the services provided.

These fees may include documentation, interviews, training, medical checks and placement support. Placement fees charged to helpers are regulated, and deductions from salaries are capped under MOM rules.

Using a trusted platform to compare licensed agencies can help employers avoid overpaying or dealing with unlicensed agents. Many employers searching for maids in Singapore use such platforms to compare agencies, maid profiles and services in one place making the hiring process clearer and safer.

Rest Days and Working Conditions

MOM rules clearly state that every maid is entitled to at least one rest day per week. This rest day cannot be replaced with extra pay unless both employer and helper agree, and even then limits apply.

Employers must also provide proper food, safe housing, and respect personal dignity. Abuse, overwork or denial of rest can lead to severe penalties including fines and imprisonment.

Medical Care and Health Responsibilities

Employers are responsible for medical care costs not covered by insurance. This includes outpatient treatment, follow up care and emergency visits.

MOM requires regular medical checkups for helpers, especially during Work Permit renewal. Employers must ensure these checks are done on time to avoid permit cancellation.

Work Permit Renewal and Long Term Costs

Work Permits must be renewed before expiry. According to Sleek Singapore and MOM resources, renewal fees are similar to initial application fees, and insurance and bonds must remain valid throughout employment.

Over time, the total annual cost of employing a maid in Singapore can range between S$15,000 and S$20,000. This estimate includes salary, levy, insurance, food, agency fees, and medical costs. The exact amount depends on salary level and levy eligibility.

Legal Penalties Employers Should Know

MOM takes maid employment rules seriously. Hiring a maid without a valid permit or violating employment terms can result in fines from S$5,000 to S$30,000. Repeat offenders may face jail time or permanent bans from hiring helpers.

These penalties are clearly stated in MOM enforcement guidelines and employer advisories.

Final Thoughts for Employers in 2026

Hiring maids in Singapore is a long term commitment. Employers must follow rules, budget carefully, and treat helpers with fairness and respect. Understanding costs, legal duties, and welfare requirements helps avoid problems and builds a healthy working relationship.

By staying informed through official sources like the Ministry of Manpower and using licensed agencies, employers can hire with confidence and peace of mind in 2026 and beyond.